Share Rates

	Share Type & Balance

	Effective 09/01/10
	Regular Share	APR	APY

	$250.00 - $2,499.99	.15%	.15%

	$2,500.00 - $9,999.99	.15%	.15%

	$10,000 - $24,999.99	.15%	.15%

	$25,000 - $49,999.99	.15%	.15%

	$50,000 - $99,999.99	.15%	.15%

	$100,000.00 & above	.15%	.15%

	Youth Share

	$5.00 - $249.99	.15%	.15%

	$250.00 - $2,499.99	.15%	.15%

	$2,500.00 - $9,999.99	.15%	.15%

	$10,000 - $24,999.99	.15%	.15%

	$25,000 - $49,999.99	.15%	.15%

	$50,000 - $99,999.99	.15%	.15%

	$100,000.00 & above	.15%	.15%

	Managed Share

	$25.00 & above	.15%	.158%

	Christmas Club

	$5.00 & above	.15%	.158%

	Vacation Club

	$5.00 & above	.15%	.158%

	Custom Club

	$10.00 & above	.15%	.158%

	Checking Account

	$500.00 & above	.15%	.158%

	Money Market Account

	$2,500.00 - $9,999.99	.299%	.30%

	$10,000 - $24,999.99	.35%	.35%

	$25,000 - $49,999.99	.45%	.45%

	$50,000 - $99,999.99	.55%	.55%

	$100,000.00 & above	.65%	.65%

	IRA Accounts - Traditional, Roth or Educational

	$10.00 & above	1.589%	1.60%

	Horizons High Yield Savings Account

	$10,000 - $24,999.99	.797%	.80%

	$25,000 - $49,999.99	1.045%	1.05%

	$50,000 - $99,999.99	1.144%	1.15%

	$100,000.00 & above	1.243%	1.25%

	Horizons High Yield Checking Account

	$10,000 - $24,999.99	.798%	.70%

	$25,000 - $49,999.99	.946%	.95%

	$50,000 - $99,999.99	1.045%	1.05%

	$100,000.00 & above	1.144%	1.15%

NOTICE: Rates are subject to change without notice.