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Loans Information

Financial Horizons Credit Union offers many lending options to members with competitive rates on a variety of terms for both secured and unsecured loans. Actual loan rates may vary depending upon individual credit scores. Loan discounts available for payroll deduction or automatic payment.

For additional information, please contact a Financial Service Associate.

  • NEW VEHICLES are 2009 model year or newer with up to 100% financing available including taxes and registration on approved credit. Loan terms range from 24 month to 72 months.
  • USED VEHICLES are 2008 or older with financing available up to 100% including taxes and registration, Loan terms from 24 months to 72 months.
  • RVRECREATIONAL VEHICLES include motor homes, travel trailers, horse or utility trailers, motorcycles, quads, and boats. Financing terms range from 24 months up to 72 months.
  • MOBILE HOMES (2000 or newer and without land) financing is available with loan terms from 24 months to 120 months. Please contact a Mortgage Loan Officer for information on mobile home and land financing options.
  • SHARES SECURED LOANS are secured by funds on deposit in a Regular Share account and offer flexible loan terms and payment options. You can use the funds on deposit in your account as collateral for this loan type.
  • SHARE CERTIFICATE LOANS are secured by funds on deposit in a Share Certificate account and offer flexible loan terms and payment options. Your Share Certificate is collateral for this loan type.
  • PERSONAL SIGNATURE LOANS are unsecured with loan terms from 1 month to 60 months.

 

 
Rates
Loans (As Low As)
New Vehicles 3.75%
Used Vehicles 4.00%
Signature 7.75%
RV 6.00%

Savings (As High As)

Share Certificates 2.25%
Traditional IRAs 2.00%