| Loan Rates and Terms |
| Effective 04/01/12 |
| New Vehicle Loan - 2008-2012 |
24 Month |
36 Month |
48 Month |
60 Month |
72 Month |
84 Month |
|
| A |
2.85% |
2.85% |
2.85% |
2.85% |
2.85% |
4.75% |
|
| B |
2.85% |
2.85% |
2.85% |
2.85% |
2.85% |
5.50% |
|
| C |
6.50% |
6.75% |
7.00% |
7.25% |
7.50% |
N/A |
|
| D |
12.50% |
12.75% |
13.00% |
13.25% |
13.50% |
N/A |
|
| E |
14.25% |
14.50% |
14.75% |
15.00% |
15.25% |
N/A |
|
| Used Vehicle Loan - 2007 and older |
24 Month |
36 Month |
48 Month |
60 Month |
72 Month |
84 Month |
|
| A |
2.99% |
3.25% |
3.50% |
3.75% |
4.00% |
5.00% |
|
| B |
2.99% |
3.25% |
3.50% |
3.75% |
4.00% |
5.75% |
|
| C |
6.50% |
6.75% |
7.00% |
7.25% |
7.75% |
N/A |
|
| D |
13.50% |
13.75% |
14.00% |
14.25% |
14.50% |
N/A |
|
| E |
15.00% |
15.25% |
15.50% |
15.75% |
16.00% |
N/A |
|
| Signature Loan |
12 Month |
24 Month |
36 Month |
48 Month |
60 Month |
|
|
| A |
6.25% |
6.50% |
6.75% |
7.00% |
7.75% |
|
|
| B |
6.50% |
6.75% |
7.00% |
7.25% |
7.50% |
|
|
| C |
12.00% |
12.25% |
12.50% |
12.75% |
13.00% |
|
|
| D |
15.00% |
15.25% |
15.50% |
15.75% |
16.00% |
|
|
| E |
17.25% |
17.25% |
17.25% |
17.25% |
17.25% |
|
|
| Recreational Vehicle |
24 Month |
36 Month |
48 Month |
60 Month |
72 Month |
|
|
| A |
5.50% |
5.75% |
6.00% |
6.25% |
6.75% |
N/A |
|
| B |
6.50% |
6.75% |
7.00% |
7.25% |
7.75% |
N/A |
|
| C |
9.25% |
9.50% |
9.75% |
10.00% |
10.50% |
N/A |
|
| D |
15.00% |
15.25% |
15.50% |
15.75% |
N/A |
N/A |
|
| E |
17.50% |
17.50% |
17.50% |
17.50% |
N/A |
N/A |
|
| Line of Credit |
Rev. |
|
|
|
|
|
|
| A |
6.00% |
|
|
|
|
|
|
| B |
6.25% |
|
|
|
|
|
|
| C |
9.75% |
|
|
|
|
|
|
| D |
14.75% |
|
|
|
|
|
|
| Share Secured |
|
|
|
|
|
|
|
| Share to Cover |
Rate + 4% |
|
|
|
|
|
|
| Certificate Secured |
Rate + 3% |
|
|
|
|
|
|
| Overdraft Protection |
18.00% |
|
|
|
|
|
|
| Home Equity Loan |
Rate |
|
|
|
|
|
|
| Variable Rate adjusts with the Prime Rate published in the Wall Street Journal - adjusted quarterly |
|
NOTICE: Rates are subject to change without notice.
|
|
